black car on a road at sunset aimed at the tyres thinking about car expenses and maintenance

5 Top Tips To Reduce Your Car Expenses

When it comes to family life one of our main focusses (other than trying to juggle life!) is to budget as much as we can in order to have enough money each month to spend on having fun and making memories. One of our biggest expenditures over the years has come from running 2 cars, however, having the freedom that my car gives me is something I could never be without– I couldn’t begin to imagine having to work my day around a bus schedule. So, it is most definitely a must-have item for our family and I know I am very lucky that we are in a position financially to run multiple cars. Yet this doesn’t stop me from wanting to save money here too so here are my 5 top tips to reduce car expenses in the long run. Continue reading “5 Top Tips To Reduce Your Car Expenses”

car by the sea

The Benefits of Owning a Car

A car is a massive expense. If you don’t already drive, the costs of taking lessons and passing your test can run into the thousands. Then, even if you save money by buying a cheaper, second-hand car, there is insurance, tax and fuel to consider. As well as regular servicing and MOTs. It’s also worth remembering while buying a second-hand vehicle might save you money in the beginning. It’s likely to cost more in repairs and spare parts in the coming years. Continue reading “The Benefits of Owning a Car”

family of three walking in a field

Coming Into A Family Inheritance? 3 Tips To Using It Well

Family inheritances can be a sticky subject, depending on how they are acquired. Usually, it’s in the form of a passing relative deciding to include you in their will. Sometimes this inheritance can come to you thanks to an estate being willfully transferred. It’s possible for other relations to come in and muddy the smooth flow of this transference, but for this article, we’ll assume that everything has gone well, and now your only choice is figuring out what to do with the money. Should you save it? Should you splurge it? Should you lock it in a savings account and hopefully grow it with interest? Continue reading “Coming Into A Family Inheritance? 3 Tips To Using It Well”

how we are saving more money as a family

How We Are Saving More Money as a Family

Now that our family has grown we have had to have a long hard look at how we are spending our well-earned cash. We have always tried our best to do what was needed in order to provide for Jake but we all know that a second baby brings more clothing, classes, food and so on which has meant that we have had to reassess everything that we purchase and pay out for, and do you know what? Simple changes can make a huge difference. Here’s how we are saving more money as a family: Continue reading “How We Are Saving More Money as a Family”

calculator working out family finances

6 Ways To Improve Your Family’s Finances This Year

Is your family struggling to make ends meet at the moment? Would you like to turn your financial situation around and make sure you’ve always got enough cash in your accounts to pay your monthly bills? Then you might want to consider at least one of the suggestions mentioned in this post. There are lots of different ideas on this page, and so there should be something for everyone. With that in mind, take a moment to read some of the tips below and then work out which is most useful for your family. You can then create a plan and start working towards your goal as soon as possible. Hopefully, you will notice a vast improvement in your family’s finances within only a few months. Continue reading “6 Ways To Improve Your Family’s Finances This Year”

woman working out her money with a calculator

Is It Worth Moving For Money?

Location can be very important when you’re working on your career. Most cities and towns will have their own specialities, with large parts of the population pitching in, making it hard for those who want to do something different. Of course, there is always the option of moving away, but it can be hard to tell if this is the right course of action to take. To help you out with this, this post will be exploring the idea of moving for money, along with the benefits and negatives which come with it. Continue reading “Is It Worth Moving For Money?”

finance, money, pens

Family Finance Planning

Planning your finances when a family isn’t involved is hard. But managing your finances when you have a little family to run after just gets tough, and it’s something that many families seem to struggle with. Nearly every family is in some form of debt, for one reason or another. Whilst this isn’t an ideal situation to be in, it isn’t a hard one to get out of. Here are just a few ways that you can get yourself out of a tricky situation with debt. However, planning family finances isn’t all about debt, it’s about making daily life easier through the use of money, and through the lack of stress, money should give us. So, if you’re in need of some help with your planning, have a read of the info we’ve got below and see if it’ll help you! Continue reading “Family Finance Planning”