child counting money

3 Simple Ways To Save For Your Kid’s Future

Things are a lot harder for young people than they were for you when you were their age. They’re struggling to afford housing and high rents make it difficult to save any money. That means that when your kids are a bit older, they might need a helping hand. If you want them to have the same opportunities that you had, you should start saving a bit of money for their future. When you’re trying to deal with all of the expenses that come with raising a family, the idea of saving money might seem out of your reach, but it isn’t’. These are some of the best ways to save for your children’s future. Continue reading “3 Simple Ways To Save For Your Kid’s Future”

Families Save Money On Essential Items With These Suggestions

When you have a young family, it can seem like there is never enough money to go around. Not only are you dealing with a reduction in wages, at least through the maternity pay period, but you have another person to provide for. Combine that with the fact that baby item like buggies and cots don’t come cheap and you can really start to struggle financially. Happily, there are some ways that you can save on the essential items you need for family life. Something that can help you keep some money in reserve for all those other expenses. Read on to find out how. Continue reading “Families Save Money On Essential Items With These Suggestions”

piggy bank knocked over, saving money

4 Reasons Why Saving Just Isn’t Enough For Most Families

Let me dispel a misconception that may be causing you to lose sleep some nights… You are not bad with money. You are not irresponsible. You are not a bad parent because your credit rating is less than stellar and despite appearances to the contrary, you are far from alone. As living costs skyrocket the cost of raising a child is becoming increasingly untenable even for double income households with relatively well-paid jobs. In fact, at last count, the cost of raising a child to the age of 21 was close to a quarter of a million pounds. That’s a lot of anyone’s money. When you were growing up, your parents probably extolled the virtues of saving. While don’t get me wrong, saving is an important step in managing your household finances but given how heavily the financial deck is stacked against parents today, it’s rarely sufficient on its own in this day and age…   Continue reading “4 Reasons Why Saving Just Isn’t Enough For Most Families”

How Your Household Budget Changes When You Have a Baby

There is no doubt about it that having a baby impacts so many different areas of your life drastically. One of the things which ends up being affected is your household budget, as you will have to spend on items which you had never really considered in the past. Other areas of current spending will need to be increased, while you may also find that there are some expenditures which can be trimmed. If you have yet to create a household budget at all, now is the time to start thinking about this. So, here are just a few of the ways that things will change financially when you have a baby. Continue reading “How Your Household Budget Changes When You Have a Baby”

savings in retirement

Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of

Retirement is a concept which always seems somewhat far away, even as we continue to age. It’s just one of those far-off ideas that while we know is going to happen, we feel it is a long way off for us and we have so many other things to worry about before then, that some people don’t begin to plan for until it happens. There’s a lot to think about when it comes to your retirement and finances so the sooner you can get to grips with it all the better it will be for you and your family in the future. S,o without any further ado, why not take a little bit out of your day and read about a few things you could consider before you finally get to that sweet release from your nine to five.  Continue reading “Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of”

haggling and saving money

Old-fashioned Saving Tips That Are Still Good Today

Ah, the good old days. Well, not everything about them was good, but there are always things we can learn from the past. There might not have been a golden age that we can go back too, but we should see what skills and values might have been lost that we can get back. Some of the ways people used to save money can be excellent to use today, even if you’re not sure whether you can still use them. Continue reading “Old-fashioned Saving Tips That Are Still Good Today”

girl and fashion

Shoestrings Are For Budgets Only!

Most women want to keep up with the latest trends but don’t have the cash. Fashion is expensive and, sadly, there are more important things in life. Still, nothing is more uplifting than looking the part. Every time a girl throws on new threads, the confidence oozes out of her pores. So, how does a budding fashionista tackle the financial crisis? She keeps up with fashion by using a shoestring budget. For the women who don’t know where to begin, the following will help.

Continue reading “Shoestrings Are For Budgets Only!”