Important Things to Consider When Planning a Funeral

*Collaborative Post

The days following a loved one’s death can feel overwhelming. Amid the grief, you are faced with a series of practical decisions that can seem daunting, especially if no plans were in place beforehand.

The process can be emotionally taxing, so a well-thought-out approach helps ensure the funeral reflects the deceased’s requests while remaining manageable for those arranging it.

Determine the deceased’s wishes

Before making any arrangements, establish what the deceased wanted. Some people leave explicit instructions in a will or a letter, while others may have only mentioned their preferences in conversation.

If no formal plan exists, consult close family members to piece together what would best honour them. A funeral should reflect their values and personality, so if they never enjoyed formal settings, a traditional ceremony may not feel right.

Financial planning and budgeting

Start by setting a realistic budget, factoring in major costs such as the funeral planner’s fees, venue hire, and burial or cremation expenses. Many people take out funeral plans in advance to ease the financial burden on their families.

If no plan exists, assess the available funds and explore options that align with them. Funeral providers can give itemised estimates, allowing you to compare services and avoid unnecessary expenses.

Selecting a funeral company

A sensitive and professional funeral provider will guide you through the process, helping to arrange everything from the transport of the body to the order of service. Choose someone who is not only reputable but also understands your specific needs.

If cost is a concern, request a breakdown of their fees to ensure transparency.

Deciding between burial and cremation

If the deceased expressed a preference, follow their wishes where possible. Burials tend to be more expensive due to plot costs and maintenance fees. Alternatively, cremations offer a flexible approach, allowing families to scatter or keep the ashes in a meaningful way.

Some crematoria offer attended and unattended options, so even if a formal ceremony isn’t desired, there is still the opportunity for a private moment of reflection.

Personalising the service

A funeral should feel personal, reflecting the life and character of the deceased. Consider their favourite music, readings, or even an unconventional location if a traditional chapel or crematorium doesn’t sit right.

Eulogies delivered by close family or friends often bring warmth and authenticity, while incorporating visual elements can make the event more intimate.

If they had a strong connection to a particular place, scattering their ashes there or holding a memorial in that location can create a lasting tribute.

Legal requirements and documentation

Beyond the ceremonial aspects, there are essential legal responsibilities to fulfil. The death must be registered within five days in England, Wales, and Northern Ireland (eight in Scotland), after which you will receive a death certificate.

If you are arranging a burial, check whether the deceased owned a specific plot or whether one needs to be purchased.

If you are handling an estate, ensure that probate is sorted promptly, particularly if financial arrangements need to be finalised. Keeping on top of these legalities early on prevents complications further down the line.

*This is a collaborative post. For further information please refer to my disclosure page.