finances and laptop for maternity pay

Managing Maternity Pay: Making Ends Meet on Less Money 

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Your new baby is a fantastic new arrival in your life. When your youngster arrives, you can expect plenty of new experiences and love to come your way. Unfortunately, you might also notice a rapidly emptying bank account too. If you’re worried about coping with the dwindling income you’ll have during maternity leave, you’re not alone. Continue reading “Managing Maternity Pay: Making Ends Meet on Less Money “

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3 Simple Ways To Save For Your Kid’s Future

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Things are a lot harder for young people than they were for you when you were their age. They’re struggling to afford housing and high rents make it difficult to save any money. That means that when your kids are a bit older, they might need a helping hand. If you want them to have the same opportunities that you had, you should start saving a bit of money for their future. When you’re trying to deal with all of the expenses that come with raising a family, the idea of saving money might seem out of your reach, but it isn’t’. These are some of the best ways to save for your kid’s future. Continue reading “3 Simple Ways To Save For Your Kid’s Future”

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4 Reasons Why Saving Just Isn’t Enough For Most Families

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Let me dispel a misconception that may be causing you to lose sleep some nights… You are not bad with money. You are not irresponsible. You are not a bad parent because your credit rating is less than stellar and despite appearances to the contrary, you are far from alone. As living costs skyrocket the cost of raising a child is becoming increasingly untenable even for double income households with relatively well-paid jobs. In fact, at last count, the cost of raising a child to the age of 21 was close to a quarter of a million pounds. That’s a lot of anyone’s money. When you were growing up, your parents probably extolled the virtues of saving. While don’t get me wrong, saving is an important step in managing your household finances but given how heavily the financial deck is stacked against parents today, it’s rarely sufficient on its own in this day and age…   Continue reading “4 Reasons Why Saving Just Isn’t Enough For Most Families”

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money saving

Money Saving Tips for The Stay at Home Parent

Not returning to work…

When we made the decision that I wouldn’t return to work it wasn’t taken lightly. We understood that by cutting out a wage we would need to make changes to our lifestyle but we knew that having a parent at home was what we wanted for our child. When we began to calculate costs we actually discovered that if I went back to work after maternity leave I would be doing it to pay for childcare. Due to my career change, I had already dropped my yearly income quite considerably and my new wages would have only Continue reading “Money Saving Tips for The Stay at Home Parent”

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