If you have limited space in your home, you might want to make the most out of every square inch and use clever solutions to maximize the available room. From redesigning individual rooms to making the most out of your living environment and building a balcony room, sunroom, or conservatory, there are several ways of enhancing your life on a budget. Below you will find nine tips to improve your living environment without having to move to a bigger house. Continue reading “Nine Ways to Make the Most Out Of Your Small Indoor Space On a Budget”
When you have a young family, it can seem like there is never enough money to go around. Not only are you dealing with a reduction in wages, at least through the maternity pay period, but you have another person to provide for. Combine that with the fact that baby item like buggies and cots don’t come cheap and you can really start to struggle financially. Happily, there are some ways that you can save on the essential items you need for family life. Something that can help you keep some money in reserve for all those other expenses. Read on to find out how. Continue reading “Families Save Money On Essential Items With These Suggestions”
Let me dispel a misconception that may be causing you to lose sleep some nights… You are not bad with money. You are not irresponsible. You are not a bad parent because your credit rating is less than stellar and despite appearances to the contrary, you are far from alone. As living costs skyrocket the cost of raising a child is becoming increasingly untenable even for double income households with relatively well-paid jobs. In fact, at last count, the cost of raising a child to the age of 21 was close to a quarter of a million pounds. That’s a lot of anyone’s money. When you were growing up, your parents probably extolled the virtues of saving. While don’t get me wrong, saving is an important step in managing your household finances but given how heavily the financial deck is stacked against parents today, it’s rarely sufficient on its own in this day and age… Continue reading “4 Reasons Why Saving Just Isn’t Enough For Most Families”
Retirement is a concept which always seems somewhat far away, even as we continue to age. It’s just one of those far-off ideas that while we know is going to happen, we feel it is a long way off for us and we have so many other things to worry about before then, that some people don’t begin to plan for until it happens. There’s a lot to think about when it comes to your retirement and finances so the sooner you can get to grips with it all the better it will be for you and your family in the future. S,o without any further ado, why not take a little bit out of your day and read about a few things you could consider before you finally get to that sweet release from your nine to five. Continue reading “Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of”
Ah, the good old days. Well, not everything about them was good, but there are always things we can learn from the past. There might not have been a golden age that we can go back too, but we should see what skills and values might have been lost that we can get back. Some of the ways people used to save money can be excellent to use today, even if you’re not sure whether you can still use them. Continue reading “Old-fashioned Saving Tips That Are Still Good Today”
Most women want to keep up with the latest trends but don’t have the cash. Fashion is expensive and, sadly, there are more important things in life. Still, nothing is more uplifting than looking the part. Every time a girl throws on new threads, the confidence oozes out of her pores. So, how does a budding fashionista tackle the financial crisis? She keeps up with fashion by using a shoestring budget. For the women who don’t know where to begin, the following will help.
When you’re raising a family, you should always be looking towards the future. I know, people say to live in the moment, and that’s great, but you have to make sure that you are doing what you can to ensure a fantastic quality of life for your family. There are various ways to do this, and we’re going to look at some of the options. Continue reading “Time Is Ticking Away But Are You Prepared?”