Tag: savings

money in hands

Be More Financially Responsible In Just 3 Steps

Posted on by Emma Reed

*Collaborative Post

Being financially irresponsible is probably one of the worst things you can be in life. When you lose track of money, you end up in all sorts of bother. To heighten the problem, it’s not just you that ends up in a sticky situation. Mess up your money, and your whole family suffers.

I don’t want to end up in debt, you don’t want to; nobody wants to! So, how do you become more financially responsible? It’s easier than you think, and it starts with these steps: Continue reading “Be More Financially Responsible In Just 3 Steps” →

christmas season items walnuts, cinnamon sticks and stars

Christmas is NOT a Competition, Don’t Let It Overwhelm You

Posted on by Emma Reed

Over the last week or so I have become more and more enraged as the Christmas season has gradually crept up… a bit too prematurely for my liking, I mean is it just me or is ‘Christmas’ getting earlier each year?! Santa in November anyone?!

Now, I am all for celebrating. I am definitely all for the pretty lights, the cosy nights by the fire, the songs (I love the songs!) Continue reading “Christmas is NOT a Competition, Don’t Let It Overwhelm You” →

How Your Household Budget Changes When You Have a Baby

Posted on by Emma Reed

There is no doubt about it that having a baby impacts so many different areas of your life drastically. One of the things which ends up being affected is your household budget, as you will have to spend on items which you had never really considered in the past. Other areas of current spending will need to be increased, while you may also find that there are some expenditures which can be trimmed. If you have yet to create a household budget at all, now is the time to start thinking about this. So, here are just a few of the ways that things will change financially when you have a baby. Continue reading “How Your Household Budget Changes When You Have a Baby” →

savings in retirement

Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of

Posted on by Emma Reed

Retirement is a concept which always seems somewhat far away, even as we continue to age. It’s just one of those far-off ideas that while we know is going to happen, we feel it is a long way off for us and we have so many other things to worry about before then, that some people don’t begin to plan for until it happens. There’s a lot to think about when it comes to your retirement and finances so the sooner you can get to grips with it all the better it will be for you and your family in the future. S,o without any further ado, why not take a little bit out of your day and read about a few things you could consider before you finally get to that sweet release from your nine to five.  Continue reading “Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of” →

saving money

Saving For Large Purchases Without Sacrificing Your Lifestyle

Posted on by Emma Reed

How people deal with finances can be completely different; from what they choose to spend their money to how they save. Whether we save a little or a lot, it is something that the majority of people want to do. I don’t know of anyone that doesn’t think saving for a rainy day is a bad idea. But sometimes, saving with something specific in mind can make saving even more fun. Take a large purchase like a once in a lifetime holiday or a new car, for example. These are both things that are lovely and can be well deserved but there is no point in splashing out on it when you don’t have the money coming in to pay for it. So savings it is! Continue reading “Saving For Large Purchases Without Sacrificing Your Lifestyle” →

my maternity wear wishlist

My Maternity Wear Wishlist

Posted on by Emma Reed

Now that everybody is in the know about my pregnancy it means that I can begin to get excited about getting bigger and finding some gorgeous new maternity clothes for the upcoming months. I hardly showed with Jake and didn’t get that amazing round bump until I was roughly 8 months. This time around I have taken shape quite quickly and I’m already struggling with certain jeans and tops. 

As we need to watch the pennies now Continue reading “My Maternity Wear Wishlist” →