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11 Ways To Save Money This Year

I think 2020 was quite a wake-up call for many of us in terms of the way we live, spend and consume. Having changed our lives to live more sustainably over the last couple of years, my mindset had already begun to change to think about consumerism and last year made us change even further. Due to this, we have saved far more money, we’ve had fewer financial worries and I am finally staying well above my overdraft which has been something I have always had to rely upon. So what can you do to make positive steps towards having a healthier bank balance? Here are my 11 ways that should help you to save money this year…

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Be More Financially Responsible In Just 3 Steps

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Being financially irresponsible is probably one of the worst things you can be in life. When you lose track of money, you end up in all sorts of bother. To heighten the problem, it’s not just you that ends up in a sticky situation. Mess up your money, and your whole family suffers.

I don’t want to end up in debt, you don’t want to; nobody wants to! So, how do you become more financially responsible? It’s easier than you think, and it starts with these steps:

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Over the last week or so I have become more and more enraged as the Christmas season has gradually crept up… a bit too prematurely for my liking, I mean is it just me or is ‘Christmas’ getting earlier each year?! Santa in November anyone?!

Now, I am all for celebrating. I am definitely all for the pretty lights, the cosy nights by the fire, the songs (I love the songs!)

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How Your Household Budget Changes When You Have a Baby

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There is no doubt about it that having a baby impacts so many different areas of your life drastically. One of the things which ends up being affected is your household budget, as you will have to spend on items which you had never really considered in the past. Other areas of current spending will need to be increased, while you may also find that there are some expenditures which can be trimmed. If you have yet to create a household budget at all, now is the time to start thinking about this. So, here are just a few of the ways that things will change financially when you have a baby. Continue reading “How Your Household Budget Changes When You Have a Baby”

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