finances Archives – Emma Reed

coins piled up with each pile getting bigger and bigger

How A No Buy Year Will Help The Environment

Posted on January 3, 2021January 3, 2021 by Emma Reed

I hadn’t heard of a no buy year until the start of last year when I saw some people announce they were doing it on Instagram, and since having watched their progress plus seen their savings, it’s made me begin to look into this topic a little further. As an eco-conscious person, I loved the idea of people saying no to all of the ‘stuff’ and making do with what they already owned and then I realised that this is exactly what our planet needs – more people choosing to do a no buy year. You see, once you eliminate the extra waste, the non-essential consumerism, the disposables, the need for wanting more, you are helping our environment as well as your own pocket and here’s how…

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a money bag etched in the top of a coffee cup

11 Ways To Save Money This Year

Posted on January 2, 2021April 8, 2021 by Emma Reed

I think 2020 was quite a wake-up call for many of us in terms of the way we live, spend and consume. Having changed our lives to live more sustainably over the last couple of years, my mindset had already begun to change to think about consumerism and last year made us change even further. Due to this, we have saved far more money, we’ve had fewer financial worries and I am finally staying well above my overdraft which has been something I have always had to rely upon. So what can you do to make positive steps towards having a healthier bank balance? Here are my 11 ways that should help you to save money this year…

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a man with his hand on his head sat at a table. Looks like he is worrying

5 Signs Money Stress is Getting on Top of You

Posted on December 26, 2020January 18, 2021 by Emma Reed

*Collaborative Post

Money stress – it’s one of the worst feelings in the world. Not only does it have a horrible impact on your day-to-day life, but it can also damage your long-term health, your relationships, your spirit, and your job. Worrying about money can make everything less enjoyable and difficult to focus on. If you feel stressed about money, look out for these signs that it’s getting the better of you and take some steps to help yourself.

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Saving and investing money from home in 2020

Posted on November 10, 2020January 2, 2021 by Emma Reed

*Collaborative Post

Whether you have money burning in your back pocket or are starting to feel a pre-Christmas pinch, we all want to know the best way to handle our hard-earned cash.

With lockdown two in full effect and redundancies high, people more than ever are struggling with the best ways to deal with their incomes. Should I save for a rainy day? Should I invest what I’ve already got? If I want to invest, where do I start? All these questions are completely normal and surprisingly they have far easier answers than you may expect.

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teaching kids the value of money, a piggy bank

A Guide To Teaching Your Kids The Value Of Money

Posted on August 16, 2019July 25, 2020 by Emma Reed

*Collaborative Post

It’s not a secret that kids don’t know anything about the value of money – that is until they learn it from you. If you don’t talk to them about money and make an effort to demonstrate how they should treat it, they will learn from you regardless. Badmouth money? Your kids will likely develop a negative relationship with it. Don’t spend money wisely? Your kids will see that money should be spent on impulse purchases and whims. If you want to make sure your kids grow up with a positive and sensible attitude towards money, read on. Continue reading “A Guide To Teaching Your Kids The Value Of Money” →

Disputing a Will: Steps to Take

Posted on August 2, 2019July 26, 2020 by Emma Reed

*Collaborative Post

A will is an official piece of documentation that showcases a deceased person’s final wishes with regards to their finances, assets, and estate. It is a vitally important piece of information, as it ensures that a person’s bequeathal instructions are carried out exactly how they wanted them to be. Continue reading “Disputing a Will: Steps to Take” →

Money Manage Your Way To Becoming A Stay At Home Mom

Posted on June 27, 2019July 26, 2020 by Emma Reed

*Collaborative Post

There are too many reasons to list why becoming a stay at home mom (or dad) is a great choice to make, but let’s take a shot at a few!

It means you don’t miss your kids’ milestones, and your children get to spend valuable time with the person they love the most.
You don’t have to fork out for expenses on travelling to and from work, uniforms and lunches.
Also, it means you have some freedom and flexibility to organise your day how you see fit without a strict working regime.

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