car on a road with a beautiful blue sky

How Affordable Is That Family Car?

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Your family car is just as much a member of your family as the rest of them, and because of that, you take good care of it. You keep it clean and tidy, you get it serviced whenever that’s necessary, and you’ve always got the tank filled to the top to ferry the kids back and forth from school five times a week. It’s a big expense in your life, and you’ve got to do quite a lot of budgeting to accommodate it! Continue reading “How Affordable Is That Family Car?”

a piggy bank

4 Essential Ways To Protect Your Family’s Financial Future

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When you start a family, you may end up getting a bit of a shock financially. We always think of the baby must-haves, the lack of sleep ahead of us and the change in lifestyle but how about the costs and providing for their future? The cost of raising children is so much higher than people realise and that can become a big worry. That’s why it’s so important that you start planning your financial future right away.

These are some of the best ways to secure your family’s financial future: Continue reading “4 Essential Ways To Protect Your Family’s Financial Future”

family of three walking in a field

Coming Into A Family Inheritance? 3 Tips To Using It Well

Family inheritances can be a sticky subject, depending on how they are acquired. Usually, it’s in the form of a passing relative deciding to include you in their will. Sometimes this inheritance can come to you thanks to an estate being willfully transferred. It’s possible for other relations to come in and muddy the smooth flow of this transference, but for this article, we’ll assume that everything has gone well, and now your only choice is figuring out what to do with the money. Should you save it? Should you splurge it? Should you lock it in a savings account and hopefully grow it with interest? Continue reading “Coming Into A Family Inheritance? 3 Tips To Using It Well”

how we are saving more money as a family

How We Are Saving More Money as a Family

Now that our family has grown we have had to have a long hard look at how we are spending our well-earned cash. We have always tried our best to do what was needed in order to provide for Jake but we all know that a second baby brings more clothing, classes, food and so on which has meant that we have had to reassess everything that we purchase and pay out for, and do you know what? Simple changes can make a huge difference. Here’s how we are saving more money as a family: Continue reading “How We Are Saving More Money as a Family”

finance, money, pens

Family Finance Planning

Planning your finances when a family isn’t involved is hard. But managing your finances when you have a little family to run after just gets tough, and it’s something that many families seem to struggle with. Nearly every family is in some form of debt, for one reason or another. Whilst this isn’t an ideal situation to be in, it isn’t a hard one to get out of. Here are just a few ways that you can get yourself out of a tricky situation with debt. However, planning family finances isn’t all about debt, it’s about making daily life easier through the use of money, and through the lack of stress, money should give us. So, if you’re in need of some help with your planning, have a read of the info we’ve got below and see if it’ll help you! Continue reading “Family Finance Planning”

tax return, calculator and pen

3 Things You Never Knew You Needed to Tell HMRC About (And Why It’ll Make Your Life Easier if You Do)

Sometimes, it can feel like it’s all we can do just to get by in our day to day lives. The cost of living is rising with inflation but our wages are not rising to meet them. In an era where public sector workers have experienced years of pay freezes and workers in a range of industries experience the longest sustained period of wage repression since records began, it’s little wonder that many working parents turn to a range of side hustles to supplement their income. After all, why shouldn’t we make a little more money so that we can save for our kids’ futures and do our best to improve their quality of life? But while this entrepreneurial spirit is admirable, it can come with severe consequences if we don’t declare this additional income to HMRC rendering it all for nought. Continue reading “3 Things You Never Knew You Needed to Tell HMRC About (And Why It’ll Make Your Life Easier if You Do)”

savings in retirement

Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of

Retirement is a concept which always seems somewhat far away, even as we continue to age. It’s just one of those far-off ideas that while we know is going to happen, we feel it is a long way off for us and we have so many other things to worry about before then, that some people don’t begin to plan for until it happens. There’s a lot to think about when it comes to your retirement and finances so the sooner you can get to grips with it all the better it will be for you and your family in the future. S,o without any further ado, why not take a little bit out of your day and read about a few things you could consider before you finally get to that sweet release from your nine to five.  Continue reading “Retirement Might Be Simpler Than You Expect, But Some Things Still Need To Be Taken Care Of”