hand on a calculator

4 Common Budgeting Mistakes

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When it comes to financial management, there’s no greater tool than a well-designed budget. While the idea of living to a budget can often be seen as restrictive, the opposite is actually true: a good budget allows you to live life with a minimum of financial stress, safe in the knowledge that all of your family’s expenses will always be met. Continue reading “4 Common Budgeting Mistakes”

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Be More Financially Responsible In Just 3 Steps

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Being financially irresponsible is probably one of the worst things you can be in life. When you lose track of money, you end up in all sorts of bother. To heighten the problem, it’s not just you that ends up in a sticky situation. Mess up your money, and your whole family suffers.

I don’t want to end up in debt, you don’t want to; nobody wants to! So, how do you become more financially responsible? It’s easier than you think, and it starts with these steps: Continue reading “Be More Financially Responsible In Just 3 Steps”

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How Your Household Budget Changes When You Have a Baby

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How To Make Money With Your Car

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Have you ever wondered what you could do to make a little extra cash? There is likely a car on your drive that can help you do just that. Cars cost a lot of money. Maintenance, tyre replacements, MOT, petrol and having to hunt for the best car insurances (not to mention unexpected costs). Car insurance itself can be a nightmare too, with plenty of new options and ways to get the best deal. Googling ‘cheap black box insurance no curfew’ or ‘cheapest insurance for X car’ to make the most of your cash. Continue reading “How To Make Money With Your Car”

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The Top Five Most Expensive Home Repair Jobs and How to Be Prepared for Them

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Owning your own home not only gives you a huge sense of pride and accomplishment, it can also feel like a never-ending money pit of expenses. Even if you’ve bought a newer home, it doesn’t mean that you are free and clear of renovations and repairs, it typically just means you may not have to worry about all of them popping up at once. Just as you would expect, all those big-ticket items in your home have a lifespan, and at that point, repairs will be necessary and sometimes even require a full-out replacement. Continue reading “The Top Five Most Expensive Home Repair Jobs and How to Be Prepared for Them”

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How Positive People Stop Debt From Ruining Their Mood

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If you owe someone money, it can be hard to focus on anything else. Being indebted to another person, business or organization is a drain on your emotions. Unfortunately, with wages in the doldrums, debt isn’t a choice for many people: it’s a necessity to buy the things you need.

If debt is a part of life and there’s nothing that can be done about it, then it begs the question of how is best to cope with it. Not all people living with debt feel miserable or anxious, so what can we learn from them? Continue reading “How Positive People Stop Debt From Ruining Their Mood”

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Qualities To Look For In A Family Car

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Aah, the family car. Whilst pre-kids it was pretty easy to pick out a car that you loved, you now shop for your vehicle with a different agenda in mind. Gone are the days of looking at those two-seaters, convertible cars, and in come the family-friendly alternatives. Whilst there are some things that you need to look for in a family car, it really doesn’t need to be boring or unappealing. Practicality and style can go hand in hand! Here are some of the things that you need to consider, when you’re buying your kid-friendly car. Continue reading “Qualities To Look For In A Family Car”

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How Affordable Is That Family Car?

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Your family car is just as much a member of your family as the rest of them, and because of that, you take good care of it. You keep it clean and tidy, you get it serviced whenever that’s necessary, and you’ve always got the tank filled to the top to ferry the kids back and forth from school five times a week. It’s a big expense in your life, and you’ve got to do quite a lot of budgeting to accommodate it! Continue reading “How Affordable Is That Family Car?”

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